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INSURE YOUR INVESTMENT

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INSURE YOUR HOME AND AUTO

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OFFERING PERSONALIZED INSURANCE SOLUTIONS FOR YOUR BUSINESS OR INVESTMENT PROPERTY

One to Four Unit Dwelling

Flat or Peaked Roof? Agreed Value or Replacement Value?

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Vacant Properties

Properties Unoccupied for 30 or more days.

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Builder's Risk

Major Restorations

New Builds

When Building Materials Need Coverage

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Five Unit and Above Properties

Structures 5 units and above Apartment Complexes

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Collectible and Exotic Vehicles

Limited Use and Collectible Vehicles and Sports Cars

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Home and Auto Insurance

Home & Auto Insurance

Renters Insurance

Umbrella/Excess Liability

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INSURANCE SERVICES

COVERAGE CONSIDERATIONS

Selecting the proper coverage for your property involves several important considerations such as replacement verses agreed value, urban verses suburban properties. Flat roof properties, for example, involve higher risk for water damage and can limit your coverage options.

MIXED USE PROPERTIES

Mixed use properties can often provide a higher income stream, however, consideration must be made for the type of business occupying the first floor. Businesses such as bars, groceries and cooking establishments can create higher costs through higher risk.

REQUIRING RENTERS INSURANCE

Screening tenants is a good start to reduce an investor's risk, however, requiring renter's insurance will shift the risk of loss from the investor to the tenant. Liability coverage in a renter's insurance policy provides a vehicle for the investor to recover damages caused by a tenant.